What credit really is
Buy a home
Target 680 for FHANew car loan
Target 660 for prime APRCredit graduate
Finish the AcademyCredit Academy
Small steps. Real points. Big goals.
Ask Aura
Share a screenshot of your credit report or ask anything about credit.
Hi! I'm Aura. Tap the + to add a screenshot or photo of your credit report, or paste the text. I'll explain it in plain English and point out what's worth fixing first.
Aura is AI and can be wrong. This is education, not legal or financial advice. Your messages go to our AI provider (Anthropic's Claude).
Updates
Nudges from Aura, based on your reports, cards and goals.
Credit reports
All three bureaus, side by side.
Disputes
Track every dispute from sent to result.
Score simulator
See what could move your score.
Card reminders
Pay before your balance reports.
Document vault
Everything you need for disputes.
Business
Business credit and funding readiness.
My plan
Aura's advice, one step at a time.
Liftoff
Boosts that can lift your score.
Brand studioProfile
Match Aura to your company's color.Your name, color and language.
The welcome art, Aura and every button take on the color you pick. The original artwork is the CreditReady Blue preset.
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